Paul Bare and Cici Clough, P.C. are attorneys in Traverse City, Michigan, that have provided personal and professional services, specializing in bankruptcy law exclusively since 1977. We welcome the opportunity to earn your trust and help you obtain the relief you need from a financial crisis. What you can expect from Paul and Cici in your initial consultation is respect during the examination of your financial profile. Your consultation includes questions regarding dependents, properties owned, your vehicles, personal assets, family assets, your job, income, debt, and previous bankruptcies to name a few. Paul and Cici will also discuss what debts are not dischargable and other issues that may come up during the consultation. Meeting with Paul and Cici is your first step to a "fresh start" and they will determine the best option for you, whether it is credit counseling, debt negotiation or filing bankruptcy.